Mind The Gap

Almost all businesses know insurance is an essential part of their operation, however a recent survey has revealed a gap between the concerns held by small-to-medium business owners and what they’re actually covered for by their policy.

As a committed Insurance Broker, we want to help you bridge any potential gaps with an innovative and helpful online tool which has been developed — aptly titled ‘The Risk Gap Calculator’.

Simple in its design and easy to navigate, this informative online portal invites you to input basic information about your business sector, type and current policy before returning results that can potentially identify risk gaps in your business insurance.

Gaps between concerns and covers include Business Interruption Insurance and policies that cover Machinery Breakdown, both of which — along with multiple other concerns — are covered in the Risk Gap Calculator online tool.

Our Advantages


We are brokers, not insurers. This means that we work for you, negotiating with our panel of insurers to get you the best price we can for the level of cover that you need. This also means that in the event of a claim, we are on your side working to help you through the process as quickly and painlessly as possible.


We offer more than a “price comparison” service. As a broker, we are assessing your needs and recommending products that give you the cover that you are looking for. If you go direct to an insurer or if you use a price comparison site, you are simply being given a price and a description of cover – it’s tough luck if you make the wrong choice! With us, we are helping you make that choice which means that you are far more likely to get it right.


We believe in personal service. We get to know our customers with a view to keeping them for many years. We have an office in Albany that our customers can call into without an appointment whenever we are open for business and we also have Account Managers that will come to you. With us you will be dealing with friendly, well-trained advisors that have years of experience in the insurance industry.