Professional Indemnity & Management Risks

Professional Indemnity

Essential cover for professionals as well as anyone providing advice for a fee. We have access to a wide number of insurers that work in this class of insurance.

Management Liability

Management Liability insurance cover is critical to every business’s effective and functioning risk management strategy. It provides cover for a company director’s personal liability, fines and penalties; employment practices claims and theft from the company by employees or third parties.

Associations and Not-For-Profit Organisations

Association Liability Insurance is essential insurance for not-for-profit incorporated bodies. This insurance provides cover for the office bearers and employees against personal liability for breaches of their duties as well as the organisation’s liability for wrongful acts.

We are also able to arrange cover with specialist insurers providing package style policies specifically designed for this type of organisation.

Cyber Crime and Cyber Privacy

The information age allows us to collect and store more data and extract information around the globe 24/7. Existing insurance policies may be inadequate to respond to today’s exposures. Is your company prepared for:

  • Identity theft resulting from lost or stolen financial information of customers, credit card numbers, tax file numbers or other confidential information?
  • A cyber extortion threat?
  • An e-business interruption, resulting from a security failure or internet virus?
  • Costs related to a privacy breach notification of clients private details?

Who needs cyber insurance?

Our Advantages

1

We Are Brokers

We are brokers, not insurers. This means that we work for you, negotiating with the insurers to obtain the most competitive premium for the level of cover that you need. This also means that in the event of a claim, we are on your side working to help you through the process as quickly and painlessly as possible.

2

The Best Policy For You

We offer more than a “price comparison” service. As a broker, we are assessing your needs and recommending products that give you the cover that you are looking for. If you go direct to an insurer or if you use a price comparison site, you are simply being given a price and a description of cover – it’s bad luck if you make the wrong choice! With us, we are helping you make that choice which means that you are far more likely to get it right.

3

We Believe In Personal Service

Our business is built on personal service. Our aim is to develop a relationship with our clients and get to know their individual needs. We have an office in Albany that our clients can make an appointment, call or email whenever we are open for business and we also have Account Managers that will come to you. With us you will be dealing with professional brokers that have years of experience in the insurance industry.