Essential cover for professionals as well as anyone providing advice for a fee. We have access to a wide number of insurers that work in this area.
Protects the company and the directors and officers of your company for claims made against them for their personal liability for breaches of their duty. These claims may be brought by financiers, shareholders, creditors. These policies may include cover for Employment Practices (wrongful dismissal), Occupational Health and Safety breaches as well as Statutory Liability (fines by government regulators).
Associations And Not-For-Profit Organisations
Association Liability Insurance is essential insurance for not-for-profit incorporated bodies. This insurance provides cover for the office bearers and employees against personal liability for breaches of their duties as well as the organisation’s liability for wrongful acts.
We are also able to arrange cover with specialist insurers providing package style policies specifically designed for this type of organisation.
Cyber Crime and Cyber Privacy
A growing area of concern for Australian businesses.
A Cyber Crime and Cyber Privacy Insurance policy will provide cover under three main areas:
- Third party claims from a failure to keep data secure, including claims for compensation, investigations, payment of fines and penalties. The policy will also pay defence costs and legal representation expenses. This is the Cyber Privacy part of the policy.
- Remediation Costs - reimbursement of the Insured's own costs including credit monitoring, cyber extortion, data restoration, forensic, notification and public relations costs, and legal representation expenses. This is the Cyber Crime part of the policy.
- Business Interruption - Reimbursement for lost profits, as well as necessary expenses incurred to maintain operation of the business as a result of the interruption.